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We fund side hustles , small businesses , ind. contractors , 1099s , self employed

The right funding brings your dreams within reach TODAY. Apply for up to $10,000 and get it within minutes!
  • I have been using Giggle Finance for a…

    I have been using Giggle Finance for a year and a half now. The entire process is quick and easy. The customer service is top notch. I highly recommend using Giggle.
  • I Never Write Reviews!

    New Business Owner Here! Its Been A very long and frustrating Road to find funding, until I found Giggle! Filled Out Application in 10 minutes, and funds were in my account 30 minutes later!
  • Very fast in funding both times I’ve…

    Very fast in funding both times I’ve worked with this company I received same day business funding
  • Giggle Financial has been great for my…

    Giggle Financial has been great for my business. They have allowed me to grow when I needed help. I will refer them to everyone. 5 star experience
  • Helpful Company

    This company has helped me since December 2022 up to now in 2024. They have help my business and so grateful for them giving me a chance. I definitely recommend them if you need a little help a great company to start with.
  • The best and easy experience

    so simple, I tried another place and it was a disaster with the things they wanted to close , GIGGLE is the best I run a business my mother started in 1972 has a steady monthly income . giggle is perfect, will definately work with them again at some point ty ty
  • Quick and Easy

    The process was very easy and the funding was on the same day.

This is how we Giggle

Applying might be the simplest thing you do all day
  • Simple Application Process

    It only takes 8 minutes to complete our streamlined application process—we've tested it ourselves! No lengthy forms, just quick and easy steps to get you started.
  • Access to Funds

    Once approved, funds are deposited quickly into your connected account, so you can keep your business moving without delay. Fast access, no hassle!
  • Funding up to $20,000

    Depending on your business’s history and proven revenue, we can provide up to $20,000 in funding. We’ve got you covered to help you grow and scale your business.
  • No Credit Requirements

    This is revenue-based funding, so we don’t look at your credit score. Approval is based solely on your business income and revenue streams.
  • No Hidden Fees

    Utilizing revenue-based funding means there are no hidden or surprise fees—everything is transparent from the start.
  • Instant Cash Available

    We move at speed and deposit funds into your account as soon as possible. Get instant access to capital so you can focus on growing your business without the pain of costly delays.
Get Funded

How it Works ($10,000 in 10 minutes)

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    Apply

    Complete our simple application

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    Connect Bank Account

    Securely verify your bank account in minutes.

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    Approved

    Instant approval. Review your terms in seconds.

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    Funded

    Access your funds instantly!

Accidents, emergencies, and life all happen at full speed these days. Your financing partner should move just as quickly.

That’s why we’ve streamlined the process to approve your application and replenish your account within minutes. Giggle is the partner you can count on when hustle meets speed bumps (sometimes literally)!

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Build Business Credit

Giggle reports to Experian and Transunion so every on-time payment builds your business credit and moves you forward at the same time. Our goal is to help set up your business or side hustle to build the life of your dreams and we’re always looking for new ways to make that happen!

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Prepayment Discount

Your payments are tied directly to your weekly business revenue, making them affordable and manageable. Plus, when business picks up and you want to pay off early, you can prepay at a discounted rate! It’s just another way Giggle makes funding your business or side hustle easier and more affordable.

Get Funded

Who Qualifies?

  • Who qualifies for funding?

    Independent contractors, freelancers, and small business owners with at least three months of 1099 or business income.
  • What are your requirements?

    To qualify, your business needs to be operational for at least three months, and you’ll need to connect your business bank account. We also require at least three months of 1099 or business income.
  • How much do I need to earn to qualify?

    You’ll need a minimum of $1,500 in your business bank account, with at least four deposits in the past month. Consistent income is key!
  • Who doesn’t qualify?

    If you’re W-2 only, you won’t qualify. However, if you’re a hybrid of W-2 and 1099/business income, you can still qualify for funding.
  • Are there any states that don’t qualify for Giggle Financing Advance?

    Currently, we don’t operate in New York, California, or Oregon.
  • Is there anything else we look at to determine approval?

    Yes, we also review factors like overdrafts, negative balances, chargebacks, and your average daily bank balance to ensure financial stability.

App-Based Freelancers

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Independent Contractors

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Sellers & Franchisers

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We help Small business owners Giggle

Some of our happy customers
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    Cindy

    Small Business Owner
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    Josh

    Health & Fitness Business Owner
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    Hailey

    Small Business Owner
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    Katelyn

    Gig Worker
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    Christy

    Gig Worker
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    Samantha

    Rideshare Driver
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    Kim

    Small Business Owner
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    Beverly

    Gig Worker
The gig economy is our jam and we love seeing client success stories come across our screen on a daily basis. Whether you’re an “old pro” or a “rookie,” we’re here to help you stack the game in your favor and provide you the support and peace of mind to hustle the way you want. Whenever you need us, remember, the Giggle Zone is just a click away!