Privacy Policy

This Privacy Policy was last updated on April 10, 2026.

This Privacy Policy describes the information Giggle Finance, LLC. (“Company”, “we”, “us” and/or “our”) collects about you, how we use and share that information, and the privacy choices we offer. This Privacy Policy also describes the choices available to you regarding our use of your personal information and how you can access and update such information. This policy applies to information (including personally identifiable data such as contact information and IP addresses (“Personal Data”)) we collect when you register, apply for advances, access or use our website, mobile applications, products, and services, or when you otherwise interact with us (collectively, the “Services”).

Your access to and use of the Services is also subject to the Business Cash Advance Agreement, as applicable (the “Business Agreement”), when executed, and Terms of Service at www.gigglefinance.com/terms. If there is any contradiction between Privacy Policy and another executed agreement you enter into applicable to specific aspects of the Service, the other agreement shall take precedence in relation to the specific aspects of the Service to which it applies.

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITE OR THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THE PRIVACY POLICY.

The USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING AN ACCOUNT

To help the government fight the funding of terrorism, money laundering activities and other financial crimes, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you obtain a financial product or service offered by or in connection with our relationship with a financial institution, we may ask for your name, mailing address and other information or documentation, such as a copy of your driver’s license or other identifying documents, to verify your identity and otherwise comply with the applicable federal laws and regulations.

1. Collection of information

The Company may collect personal information (including Personal Data) and other information about you, including but not limited to the following:

Registration Information: When you register for a Service, you will be asked for basic registration information, such as an email address and password.
Identification and Banking Information: You may also be asked to provide identification information to confirm your identity, including your first and last name, zip code, social security number, business name and phone number, as well as bank statements, credit card statements, banking history and payment and transaction history.
Business Information: You may also be asked to provide business information and documentation, including company size, financial statements, bank accounts, business type, organizational documents and business plans, as well as beneficial ownership information.
Third-Party Authorization: You may also enter in certain account information for third-party sites and Internet services (“Third-Party Sites”).
Information from Third-Party Sites: In order to display information to you or to fulfill your requests for certain products and services through a Service, we may collect, on your behalf, your account and other personal information from Third Party Sites that you register under your account via the Service.
Information Collected by Cookies and Web Beacons: We use various technologies to collect information, and this may include sending cookies to your computer or mobile device. Cookies are small data files stored on your hard drive or in device memory by a website.
Technical and Navigational Information: We may collect your computer browser type, Internet protocol address, pages visited, and average time spent on our Site.
Device ID: When you use the mobile versions of our Site, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system.

2. Use of your information

We may use, save and analyze the information you provide about yourself and about your Third-Party Sites (together “Data Processing”). Such Data Processing is necessary to perform our Services to you, including in connection with advancing and collecting funds under the Business Agreement and Terms of Service, pursuant to our legal obligations and our legitimate business interests, including:

to fulfill your requests for our products, programs and Services and process and analyze your application,
to respond to your inquiries about our Services and verify your identity,
to provide customer support,
to offer you other products, programs, or services that we believe may be of interest to you,
to verify the existence and condition of your accounts and conduct due diligence,
to fulfill legal requirements,
to protect against potentially prohibited or illegal activities,
to improve, monitor and personalize the Services and conduct our business and to provide targeted marketing and advertising,
to measure the performance of and improve the Site or mobile application functionality, and
to manage, administer and protect our information technology infrastructure and Site security generally.

3. Sharing of information

We may share personal information about you as follows and you hereby consent to such sharing:

With our subsidiaries and affiliates for purposes consistent with this Privacy Policy;
With our service providers, agents, consultants and related third parties to perform certain business-related functions such as offering customer service, processing diligence or secure data storage;
With third parties (including insurance providers, financing sources and platforms) to provide, maintain, and improve our Services and to better understand our users;
In connection with, or during the negotiation of, any merger, sale of company stock or assets, financing, acquisition, reorganization, divestiture, or dissolution of all or a portion of our business;
Basic information (name, company name, phone number, email address and requested advance amount) with one of our business partners to market their services to you;
To respond to a request of a governmental entity, subpoenas, court orders, or legal process;
To respond to claims that any posting or other content violates the rights of third parties; or
To any other third party with your consent.

The Company may use third parties to gather user’s data from financial institutions. By using our service, you grant our third-party providers the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution according to terms of our third-party provider’s privacy policy.

SMS Messaging Data: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Your rights and data retention

You have the right to ask us not to process your personal information for marketing purposes. You can do this at any time by updating your email preferences in your account or by clicking on the “unsubscribe” link in any marketing email we send you. You can also opt out of marketing by emailing [email protected].

Data protection law may give you the right to access your personal information, to object to the use of your personal information for certain purposes, and the right to erase or restrict your personal information. You can make any such requests by emailing [email protected] or via your user account.

5. Security

We take reasonable measures, including firewall barriers, SSL encryption techniques, and authentication procedures, to help protect personal information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. However, no Internet or email transmission is ever fully secure or error free. If you have any questions regarding the security of your personal information, you can contact us by email at [email protected].

6. Email communications

We may provide our registered customers with summaries of their account information and email alerts. We may also allow users to subscribe to email newsletters and from time to time may transmit emails promoting the Company or third-party goods or services.

You have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails or by contacting us by email at [email protected]. Opting out in this manner will not end transmission of service-related emails, such as email alerts.

7. Changes to privacy policy

We reserve the right, at our discretion, to make changes to this Privacy Policy from time to time without notice, so please review it frequently. You may review updates to our Terms of Service and Privacy Policy at any time via links on www.gigglefinance.com. Changes take effect immediately upon posting. Your continued use of the Services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.

8. Children

The Company does not knowingly collect Personal Data from persons under the age of 18. If you are under the age of 18, please do not submit any Personal Data through the Services. If you have reason to believe that a person under the age of 18 has provided Personal Data to the Company through the Services, please contact us, and we will endeavor to delete that information from our databases.

Your California Privacy Rights

If you are a California resident, the California Consumer Privacy Act of 2018 (“CCPA”) permits you to obtain certain disclosures about information you have shared with us in connection with your use of the Services. CCPA also provides you with certain rights with respect to this information.

We do not sell your personal information. We share your personal information with third parties for the specific purposes as described in this Privacy Policy.

California residents may exercise the following rights regarding their personal information, subject to certain exceptions and limitations:

Right to Know: You have the right to request that we disclose certain information we have collected, used and disclosed in the past 12 months.
Right to Delete: You have the right to request that we delete any personal information we have collected from you.
Right to Opt-out of Sale(s): We do not sell your personal information to third parties.
Right to Non-Discrimination: You have the right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.

To exercise any of the above rights, you may submit a verifiable request online at privacy.gigglefinance.com.

Accessibility

You may access this Privacy Policy through the use of standard screen reader. If you are having difficulty viewing or navigating this Privacy Policy, please contact us at [email protected].

Got Questions?

If you have questions or concerns regarding this Policy, or if you have any questions or suggestions, please contact [email protected].