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We fund side hustles , small businesses , contractors , 1099s , self employed

Fast and Friendly. Apply and Get Funded up to $10,000 in just minutes ($20k for repeat customers).
  • Working with Giggle Finance has been a game-changer for my small business!

    Whenever I've found myself in a tight spot, their team has always been there to lend a helping hand. Their expertise and support have made navigating financial challenges so much easier. They truly understand the needs of small businesses and consistently go above and beyond to provide tailored solutions. I can't recommend them enough to any small business owner looking for reliable financial guidance and support. Thank you, Giggle Finance, for always being my go-to resource!
  • Giggle Finance truly came to the rescue for me.

    They are very professional and quite flexible as well. I look forward to continuing my business relationship with them and with their assistance reaching many of my future goals! To me, that's pretty exciting! They can definitely be counted on!
  • They have helped me out quite a few times when I've been in a pinch.

    They are very clear as for as the rules and financing and very fair. I would recommend and I definitely would use them again if needed.
  • I highly recommend Giggle Finance for any small business...

    I highly recommend Giggle Finance for any small business (professional services) in the U.S. seeking to address expansion in a short term fashion. The comfort and flexibility of knowing that Giggle is in your corner goes a long way.
  • Working with Giggle Finance has been an absolute game-changer for my business.

    From the first consultation, their team treated me like a true partner. Every interaction was marked by genuine warmth, lightning-fast responses, and an impressive depth of expertise that inspired total confidence. If you’re looking for finance professionals who combine razor-sharp insight with heartfelt dedication, Giggle Finance is the partner you want in your corner.
  • Giggle is spot on with them I never miss a beat.

    Between their flex financing options, easy application, and great customer service I can’t go wrong. Thanks Giggle!
  • Giggle Finance is very on top of their game.

    The customer service is wonderful and the Turn around time for funding and responses are very prompt. This is the real deal.... Thank you, and appreciate you.

This is how we Giggle

Applying might be the simplest thing you do all day
  • Simple Application Process

    It only takes 8 minutes to complete our streamlined application process—we've tested it ourselves! No lengthy forms, just quick and easy steps to get you started.
  • Access to Funds

    Once approved, funds are deposited quickly into your connected account, so you can keep your business moving without delay. Fast access, no hassle!
  • Funding up to $20,000

    Depending on your business’s history and proven revenue, we can provide up to $20,000 in funding. We’ve got you covered to help you grow and scale your business.
  • No Credit Requirements

    This is revenue-based funding, so we don’t look at your credit score. Approval is based solely on your business income and revenue streams.
  • No Hidden Fees

    Utilizing revenue-based funding means there are no hidden or surprise fees—everything is transparent from the start.
  • Instant Cash Available

    We move at speed and deposit funds into your account as soon as possible. Get instant access to capital so you can focus on growing your business without the pain of costly delays.
Get Funded

How it Works ($10,000 in 8 minutes)

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    Apply

    Complete our simple application

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    Connect Bank Account

    Securely verify your bank account in minutes.

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    Approved

    Instant approval. Review your terms in seconds.

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    Funded

    Access your funds instantly!

Accidents, emergencies, and life all happen at full speed these days. Your financing partner should move just as quickly.

That’s why we’ve streamlined the process to approve your application and replenish your account within minutes. Giggle is the partner you can count on when hustle meets speed bumps (sometimes literally)!

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Build Business Credit

Giggle reports to Experian and Transunion so every on-time payment builds your business credit and moves you forward at the same time. Our goal is to help set up your business or side hustle to build the life of your dreams and we’re always looking for new ways to make that happen!

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Prepayment Discount

Your payments are tied directly to your weekly business revenue, making them affordable and manageable. Plus, when business picks up and you want to pay off early, you can prepay at a discounted rate! It’s just another way Giggle makes funding your business or side hustle easier and more affordable.

Get Funded

Who Qualifies?

  • Who qualifies for funding?

    Independent contractors, freelancers, and small business owners with at least three months of 1099 or business income.
  • What are your requirements?

    To qualify, your business needs to be operational for at least three months, and you’ll need to connect your business bank account. We also require at least three months of 1099 or business income.
  • How much do I need to earn to qualify?

    You’ll need a minimum of $1,500 in your business bank account, with at least four deposits in the past month. Consistent income is key!
  • Who doesn’t qualify?

    If you’re W-2 only, you won’t qualify. However, if you’re a hybrid of W-2 and 1099/business income, you can still qualify for funding.
  • Are there any states that don’t qualify for Giggle Financing Advance?

    Currently, we don’t operate in New York, California, or Oregon.
  • Is there anything else we look at to determine approval?

    Yes, we also review factors like overdrafts, negative balances, chargebacks, and your average daily bank balance to ensure financial stability.
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We help Small business owners Giggle

Some of our happy customers
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    Cindy

    Small Business Owner
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    Josh

    Health & Fitness Business Owner
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    Hailey

    Small Business Owner
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    Katelyn

    Gig Worker
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    Christy

    Gig Worker
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    Samantha

    Rideshare Driver
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    Kim

    Small Business Owner
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    Beverly

    Gig Worker
The gig economy is our jam and we love seeing client success stories come across our screen on a daily basis. Whether you’re an “old pro” or a “rookie,” we’re here to help you stack the game in your favor and provide you the support and peace of mind to hustle the way you want. Whenever you need us, remember, the Giggle Zone is just a click away!