Giggle Finance Review

As a small business owner or a gig economy worker, you know the importance of accessing capital when you need it. A steady stream of cash provides stability to fluctuating incomes, allowing you to fully realize the advantages of being your own boss.

But even though small business owners and gig workers represent more than 50% of the U.S. workforce, many are often wrongfully denied of financing. Conventional lending companies are hesitant to approve their applications because of the unpredictable revenue and short business history.

Giggle Finance is an online finance platform that empowers small business owners and 1099 workers with instant access to capital. Securing financing has never been easier, but is Giggle Finance the right solution for you? Here’s an in-depth Giggle Finance review to help you decide.

Giggle Finance – Instant Funding for Up to $5,000

Giggle Finance offers working capital for 1099 workers, independent contractors, app-based freelancers, self-employed professionals, and small business owners.

500 Dollar Loan

How does it work?


You can qualify for up to $5,000 by selling a portion of your future sales. Payments are collected by automated debits until the initial amount (and a small fee) is fully paid. You’ll be able to access the money within minutes.



How can you qualify?

Your business must be established for at least three months to qualify. They don’t have any credit requirements, making it a great option for those with poor credit. Giggle will instead analyze your bank statements to gauge your risk profile and determine how you can afford to borrow. 

The Application Process

Giggle Finance has a simple online application process that takes less than eight minutes to complete. All you have to do is fill out a few details about your business and securely connect your bank account. They highly value your privacy and emphasize that usernames and passwords are never viewed, displayed, or stored.


Here’s a step-by-step guide on how to apply for financing:

Apply loan now

Step 1:Complete the online application in less than 10 minutes.

As mentioned, you need to fill out basic information about your business, as well as your bank details. They’ll need your name, email, contact number, and monthly business income. Application is free, and it will not affect your credit score.


Step 2: Sync your bank information.

Once you’ve submitted the basic information about you and your business, the next step is to sync your bank account. You don’t need to submit other paperwork to receive the money.

get your loan approved

Step 3: Wait for approval.

If you qualify for financing, your application is granted almost instantly. You’ll then review the terms, rates, and loan amount you qualified for.

loans for self employed

Step 4: Receive your Giggle Advance.

Once approved, Giggle will wire the money into your account as soon as possible.

Why Choose Giggle Finance?

Giggle’s mission is to provide fast and transparent financing to small business owners and gig economy workers. This is evident in their dedication to providing a simple application process without any credit requirements for underserved professionals. 


Other than that, here are some of the reasons why we love Giggle Finance:

1. You can access your funds within minutes.

It’s best for business owners and gig economy workers who need fast access to working capital. You can qualify for up to $5,000 per transaction, and Giggle will instantly transfer the money into your account.

2.Flexible Use of Funds

Once the money is transferred, you can immediately use it for almost business purposes, such as paying for marketing and advertising, purchasing equipment and inventory, having a cash cushion, paying for repairs and upgrades, etc.

3. Fully Secured Platform

Giggle Finance designed its platform with your privacy and security in mind. They use 265-bit encryption, so they are unable to store, view, or display your information.

4. No Hidden Fees

Giggle Finance is dedicated to providing transparency and integrity in every transaction as part of its core values. Everything is outlined upfront – your rates, the loan amount, and the terms of the loan. No hidden fees are involved.

5. Flexible Payment Schedule

You don’t have to think about overlooked due dates and late payment fees since loan repayments are automatically debited from your account. They ensure hassle-free and paperless transactions.

Giggle Finance Reviews - Is It the Best Option for You?

Giggle Finance is a great option for independent contractors, gig workers, and small business owners who need a quick cash injection. The instant funding allows you to address emergency expenses or take advantage of business opportunities that may arise.

Giggle Finance is secure, and transparent, and they provide exceptional customer service. If you have any questions, feel free to send them an email at help@gigglefinance.com or call them at 888-820-7580.

To further help you with your decision, here’s a list of customer Giggle Finance reviews from customers who did business with them.